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Required minimum distribution worksheets | Internal Revenue ...
Use one of these worksheets to calculate your Required Minimum Distribution from your own IRAs, including SEP IRAs and SIMPLE IRAs. Calculate required minimum distributions for your IRA with these withdrawals worksheets.

RMD Calculator
This calculator computes the Required Minimum Distribution (RMD) of your retirement accounts. It also predicts future distributions which can be used to plan ahead.

Required Minimum Distribution Calculator - Investor.gov
Use our required minimum distribution (RMD) calculator to determine how much money you need to take out of your traditional IRA or 401 (k) account this year.

Calculate Your RMD - RMD Calculator | Charles Schwab
Use our RMD calculator to find out the required minimum distribution for your IRA. Calculate your RMD and review projected RMDs over 10 years and your lifetime.

How do I calculate my required minimum distribution?
How do you calculate an RMD? The IRS uses a formula that includes your total account balances, your age, and your life expectancy and your beneficiaries' life expectancies. It then divides your balance total by your life expectancy factor to determine the amount you must withdraw.

How to Calculate Your RMD: Step-by-Step with Examples (2026)
To calculate your RMD, divide your retirement account balance as of December 31 of the prior year by your life expectancy factor from the IRS Uniform Lifetime Table. For example: a 75-year-old with a $400,000 IRA balance divides $400,000 by 24.6 (the factor for age 75) = $16,260 RMD for the year.

Retirement topics - Required minimum distributions (RMDs)
The required minimum distribution for any year is the account balance as of the end of the immediately preceding calendar year divided by a distribution period from the IRS’s “Uniform Lifetime Table.”

 

 

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